I decided to apply for a home loan at a big bank, one that has a branch on every corner. Today, I want to share my experience with you and explain why I don't recommend going to big banks for home loans. Not only did it take up to twenty minutes sitting in the lobby waiting for a banker, when I met with one, they didn't even know how to handle a loan application. For thirty minutes, I got shuffled from person to person until they finally printed a loan application for me! Here's what they said would happen: Once I filled out the application, I would have to fax it to their central department, which is in a completely different state. Then, seven to nineteen days later, someone would get back to me and let me know what to do from there.
This is why we recommend that you use our loan officer. They will take your loan application over the phone and tell you in 30 minutes why you can or cannot buy a home right now. Big banks may take seven to ten days to even get assigned to a loan officer. If you need to get a home loan or pre-approval, please talk to us. You need to get a pre-approval before you go out shopping for homes. By the time a big bank figures out your loan application, the property you had your eye on might be already gone. If you have any questions, give me a call or send me an email. I would be happy to help you!
Today we are talking about what exactly it’s like to live in Dallas. The reason we chose this topic is because a good 30-40% of our buyer clients aren’t from around the area. We get all kinds of interesting questions from people all around the country (and the world, for that matter) about living in Dallas, and there are a lot of misconceptions people have which simply aren’t true. Some of my favorites are that everyone rides a horse, and everyone carries a gun on them at all times on the ranch or prairie home they live in.
As you can see from the view in my office, this is a bustling, urban city. It’s not the wild west, rather it’s a modern metropolis that is continually growing. There are a ton of great positives to living in the Dallas area, including our great schools, lakes, and water parks. There is also a wide variety of shopping and dining options around the city. I grew up in this city and wouldn’t want to live anywhere else. If you’re unfamiliar with Dallas or just want to learn a little more about what it’s like to live here. I’d be happy to help you out. Just give us a call or send us an email and we will be in touch. If you’re looking to buy or sell a home in Dallas, don’t hesitate to reach out to us either. We look forward to hearing from you soon!
Contrary to popular belief, the real estate market doesn't disappear during the winter. A lot of people wait until the spring because they mistakenly believe that homes don't sell during the fourth quarter. This is one of the biggest myths in real estate, and I'm going to give you some cold hard facts today. Inventory experiences a seasonal dip during the fourth quarter, which means that there are fewer homes for sale. This puts you in a great position as a seller because buyers will have less home to choose from. This increases your chances to sell quickly and for more money.
After the New Year, people will start to put their homes on the market and you'll lose out on the opportunity to have a low level of competition. Now is the time to list your home if you've been thinking about it lately. Another consideration to take in mind is that buyers are far more motivated to purchase during this time of year. They may need to buy for tax purposes, or they may have been transferred for work. Either way, they are often desperate to find a place to live and will be easy to work with in a transaction. The market is working in your favor right now, so hop off the fence and get your home listed. We would be very happy to help you! We guarantee to sell your home in 59 days or we'll buy it.
